It means the freedom to come and go, to shop, to work,
to get the kids to school. It means staying in touch,
making a difference - and getting more out of life.
Using your allowance to pay for a new car is an important
choice for the life you plan to lead. And Motability
is your perfect motoring partner. For thousands of
people with disabilities, and their families, it's
the key to trouble-free motoring.
Motability takes care of the practicalities, including
a single, regular payment which
includes insurance, maintenance,
roadside recovery and routine servicing at no
- a unique Customer Services helpline
- so you can enjoy the freedom of the road.
How the Motability Scheme works
There are three main ways in which Motability
can turn your mobility allowance into the travel
solution for your needs.
- A new car on a three-year contract
- A new or used car on hire purchase,
over a term of two to five years.
Most of our customers
choose contract hire as they find it's the best option
to obtain and pay for a brand new car. They like the
convenience of a single, regular payment that includes
comprehensive insurance, maintenance and breakdown
- Who can apply?
To be eligible for any of the Motability schemes you
must be receiving one of the following benefits:
- Higher Rate Mobility Component
of the Disability Living Allowance
War Pensioners' Mobility Supplement
- You should ideally be in receipt
of either allowance for the full length of the
agreement you choose. But don't worry, you may
still be able to join even if your allowance has
not been awarded for the full length of the agreement.
An application for a
car can also be made on behalf of a child aged three
or older, who is entitled to the mobility allowance,
and even if you don't drive, but receive the allowance,
you can apply for a car as a passenger and propose
two other people as your drivers.
Once you have chosen
which scheme you wish to join, you then agree to pay
over all, or part, of your allowance to Motability
Operations or route2mobility, depending on your choice
of car/wheelchair, for the duration of the contract
hire, or hire purchase, agreement.
benefit can go a long way
Contract hire means worry-free motoring
Most Motability customers choose contract hire
as the best way to obtain and pay for their car. Contract
hire offers worry-free motoring and the convenience
of a single, regular payment that includes insurance,
maintenance and roadside recovery.
Your contract hire lease has been developed through
our long experience with millions of Motability customers.
It comes with peace of mind built in.
Once Motability accepts your application, the advance
payment and weekly rental are price protected. This
lasts for three months from the date your agreement
is printed - provided that the car description on
the agreement is not altered later.
Your contract hire lease price, which will vary
according to the make and model you choose, includes:
- Comprehensive insurance cover provided
by Royal & SunAlliance 'Motability' (R&SAM).
- Full breakdown assistance provided
by the RAC.
- Servicing, maintenance, and repairs
- which you must arrange through a Motability dealer
- at no extra charge to you.
- An allowance of 45,000 miles over
the three years of your agreement (Additional miles
in excess of 45,000 are charged at 10p per mile
at the end of the three-year lease period.)
- If you choose optional extras that
aren't fitted as standard to your chosen car - such
as a CD player - they can not be included in the
lease cost. You must have them fitted by your supplying
dealer and pay for them yourself.
- The hire purchase option
Although it has many advantages, contract
hire isn't right for everyone.
You might prefer hire purchase if you:
- want to buy a second-hand car
- need adaptations and would prefer
not to have to re-install them after three years,
although we can offer an extension to five years
- regularly cover high mileage (i.e.
well above 45,000 miles over three years)
- The price guide shows some typical
hire purchase repayments - depending on how much
you borrow and the repayment period you choose.
If you choose hire purchase, you negotiate
the actual purchase price with your Motability dealer.
However, it's important to remember that you are also
responsible for comprehensive insurance, breakdown
recovery and less predictable costs such as repairs
and servicing, which are all included in the contract